A modern defined benefit pension solution

Our modern defined benefit pension plan, DBplus, combines cost certainty for employers with a secure and predictable retirement outcome for employees.

Estimate your DBplus pension

Learn about DBplus

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Why join

DBplus offers cost certainty for employers and a secure, predictable pension for life for employees.





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How to join

Joining DBplus is easy – most employers can “lift and shift” their existing plan into CAAT with similar terms and contribution rates.




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What employers get

DBplus frees organizations of the risks, costs, and administrative effort of operating their own pension plan.


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What employees get

DBplus offers a secure, predictable defined benefit pension, with valuable features like inflation protection, early retirement options, and benefits for loved ones.

A pension plan of choice

Learn why employers across Canada have chosen DBplus.

Benefits for employers

Success Stories

Learn how employees, employers, and unions across Canada and sectors have benefitted from joining DBplus by CAAT.

Read Success Stories

Joining the CAAT Plan will provide Postmedia employees with sustainable defined benefit pensions while enabling the company to manage costs through fixed and predictable pension funding.

Brian Bidulka, Executive Vice President and Chief Financial Officer, Postmedia

About CAAT

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About us

Learn more about CAAT’s mission, vision, and purpose.



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Senior Executive Team

Our leaders ensure the Plan remains focused on providing secure, predictable defined benefit pensions for our members.

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Annual Report

See the strength of CAAT’s financial performance and growth.


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Participating employers

CAAT is the pension plan of choice for a growing number of Canadian employers, from coast to coast to coast.

Quick links

Contact us

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Other ways to get in touch

Toll Free: 1.866.350.2228
Toronto area: 416.673.9000
Email: pension-solutions@dbplus.ca