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Case Studies

Learn how employers have benefitted from joining DBplus by exploring the case studies below.

Merger helps national employer cost-effectively secure and simplify pensions

Postmedia Network’s workforce was covered by a mix of defined benefit (DB), defined contribution (DC) and Group RRSP programs, and the organization was searching for ways to cost-effectively secure past DB benefits, create efficiencies and have all employees participate in a common and valuable pension program, while reducing risks and managing costs. DBplus proved to be a valuable solution – Postmedia DB pension plan members voted 99% in favour of a merger with the CAAT Plan.



A successful, complex, multi-plan merger with a public company

Torstar Corporation’s workforce was covered by a mix of defined benefit (DB), defined contribution (DC) and Group RRSP programs. The organization was searching for ways to manage pension balance sheet volatility, while still providing secure and valuable defined pension benefits – and was able to replicate all past Torstar DB benefits, plus provide valuable conditional inflation protection increases in retirement.

Family-run business seeks out a retirement plan for its employees

Karl Klos was exploring the option of a Group RRSP program for his 12-employee firm when he was introduced to CAAT’s DBplus plan design. As a smaller employer, it would be challenging and expensive for Klos to offer their own DB plan – but DBplus allowed access at an affordable, fixed cost.

B.C.-based non-profit replaces RRSP savings program with a secure defined benefit plan

The Shareholder Association for Research & Education (SHARE) is a leader in responsible investment services, research, and education. As an advocate for defined benefit pension plans, SHARE wanted to provide the same options to their employees – and DBplus allowed a highly valuable DB plan at the same employer cost of its prior program.

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