For new members of the CAAT Pension Plan earning a pension in DBplus.
About your DBplus pension
Learn about the valuable features of DBplus, start planning for retirement, estimate your pension, or begin the process of purchasing additional pension here.
While you work you contribute a percentage of your earnings into the Plan with each pay that your employer matches.
Making a purchase or transfer
You may be able to increase your pension by making a purchase for periods of leaves, or any times during which you were a member of a Canadian registered pension plan before joining an employer that participates in the CAAT Plan.
Retired and collecting a pension
As a retired member of the CAAT Plan you have access to a stable source of income from the time you retire for the rest of your life.
Leaving your job
The benefit you earn in the CAAT Plan is yours. If you leave your job you have options to take your benefit with you, or leave it in the Plan as a deferred pension.
Separation or divorce
Your pension may represent a significant part of the family property you've built during your relationship with your former spouse.
Information about survivor benefits
The CAAT Pension Plan, in addition to paying pensions to members once they retire, provides various survivor benefits upon your death. Knowing in advance what to expect from the Plan can help you protect your loved ones.